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Unplanned Parenthood
Maternity benefits under an employer group health insurance plan are common place and have been for years. Even when group plans moved away from having a separate maternity benefit to covering maternity "as any other illness" the benefit was designed for an employee and their spouse.
Apparently Wendy Kline didn't get the memo.
"At that point my jaw hit the floor, because I did not know how we were going to pay for this," Kline says.
Kline asked her company, a medical equipment retailer in Martinsburg, W.Va., to change its policy. But company officials turned the 26-year veteran employee down.
"You work all your life and pay these insurance premiums," she says. "Then you ask for help and can't get any. It's just so unfair."
Starting in 2014, maternity and newborn care is one of 10 so-called essential health benefits that must be offered by all health plans in the individual and small-group markets, including those that are sold through the state-based health insurance exchanges that will be up and running then.
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